Financial counsellors are qualified professionals who provide information, advice and advocacy to people in financial difficulty. Their services are non-judgmental, free, independent and confidential.
Financial counsellors are skilled professionals. They will listen to your problems and help you with things like:

+bills or fines you're struggling to pay
+being harassed by debt collectors
+gas, electricity or phone disconnection
+being evicted from your house
+car accidents with no insurance
+tax debts

Financial counsellors do not offer legal advice.